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The SpendingPulse Luxury Index, which E Charm sales at restaurants, food stores, department stores and general apparel categories, posted a year-over-year growth of 6.1 percent, the second highest growth rate since May 2010. MasterCard Advisors provides payments consulting, information, analytics, and customized services to financial institutions and their merchant partners worldwide.Highlights of 2010 include: -Profit from F Charm operations exceeded 4 billion Euros for the first time, -Further market share gains throughout the world, -Continued rapid growth in Asia, -Double-digit revenue growth and exceptional G Charm at Louis Vuitton, -Strong results from DFS and Sephora which continue to increase their lead over competitors across all regions in which they operate, -Rapid revenue growth for Wines & Spirits, -Momentum at Parfums Christian Dior due to the continued success of its iconic H Charm, -Doubled profit from recurring operations at Watches & Jewelry, -A 39 percent increase in free cash flow, which for the first time passed the 3 billion Euro mark, -Gearing of 15 percent as of the end of December 2010.